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Why Universal Healthcare Will Actually Save You Money
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Why Universal Healthcare Will Actually Save You Money

Americans pay $28,000 each year for healthcare—counting premiums, out-of-pocket costs and employer contribution. Universal Healthcare would cost just $8,000. Better care, lower cost and more freedom.

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Loren Colin
May 07, 2025

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Ask most people what they think about Universal Healthcare and they’ll say: “Sure, it sounds good—but my taxes will go up.” That’s true. What’s missing is the next sentence: "But I’ll actually save money overall."

Here’s how.


💰 What You’re Paying Now

If you have employer-sponsored insurance, you’re likely paying:

  • $6,575/year from your paycheck in premiums

  • ~$6,000/year more in deductibles, co-pays and out-of-pocket costs
    That’s $12,575/year, out of your pocket.

But that’s just what you see.

Your employer is also paying around $17,400/year for your coverage. That’s money that could be going to your wages, retirement or paid leave. Instead, it’s vanishing into a bloated, for-profit insurance system.

Total cost of employer-provided healthcare: $28,000/year for a typical family of 3


🏥 What You’d Pay Under Universal Healthcare

Under a universal system—like the ones used in Japan, Germany or Canada—you’d pay a public health tax based on income.

For a family earning $100,000/year, that might be ~8%, or about $8,000/year.

And that’s it.

No premiums. No deductibles. No co-pays. No surprise bills. And no fighting with networks.

Total cost: $8,000/year, all-in.


🎯 The Savings Are Real

System What You Pay (Yearly) Current (direct only) $12,575 Current (true total) $28,000 Universal Healthcare (tax) $8,000

That’s $4,575 in direct savings—or up to $20,000 in total savings.

You get better coverage, predictable costs and peace of mind. Employers save. The economy benefits. And your take-home pay can actually rise.


Bottom Line

Universal Healthcare isn’t just about compassion. It’s about common sense. You're already paying the most expensive system in the world—and getting worse results. Their are real-world proven options that show we can pay less and get better results.

It’s time to demand better. Pass Universal Healthcare to make yourself both healthier and wealthier.


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